EHIC card (EKUZ) for EU travel
The EKUZ — European Health Insurance Card — proves abroad that you're insured with NFZ and entitles you to necessary treatment in public facilities across the EU/EFTA on the same terms as locals. The card is free: apply via the Internet Patient Account (IKP), ePUAP, by post or in person at an NFZ office, where it's usually issued on the spot. Validity depends on your status: employees and the self-employed — 3 years, pensioners at retirement age — up to 20 years, children covered by a parent's insurance — until their 18th birthday, registered unemployed — 2 months. The card isn't renewed — you simply apply for a new one.
Who this applies to
Step by step
Submit the application
Easiest via IKP at pacjent.gov.pl — log in with your Trusted Profile and pick the EKUZ application. You can also apply via ePUAP, by post, or walk into any NFZ office. In the form you state the purpose: tourism or work/study.
Receive the card
At an NFZ office the card is usually printed on the spot; with an electronic or postal application delivery takes about 5 days, longer in holiday season. The card is personal — every family member, including children, needs their own.
Use it correctly abroad
Show your EKUZ at the country's public healthcare facilities together with ID. Treatment is billed on local rules — if citizens co-pay, so will you. Keep receipts: some costs can later be reimbursed by NFZ.
Common mistakes
Frequently asked questions
How long is EKUZ valid?
It depends on your status: employees and the self-employed — 3 years, pensioners at retirement age — up to 20 years, pensioners below that age — 5 years, disability pensioners — 18 months, children — until 18, registered unemployed — 2 months. The expiry date is printed on the card.
Does EKUZ work in the UK?
Yes — under the post-Brexit agreement the EKUZ still entitles you to necessary NHS treatment during a temporary stay.